Some of the products we offer
Provides for payment to cover costs associated with death, i.e. payoff mortgage, provide income to survivors, provide inheritance to loved ones. Two basic types: Term and plans that build cash value.
Long-Term Care Insurance
Insurance to cover long-term care services and support for nursing home, assisted living and home health care.
Fixed and Fixed Indexed Annuities
Product providing tax-deferred buildup of cash based upon the returns of an index that then provides either a lump sum or payout-of-cash at a later date.
Product that specifically has the cash value invested in separate accounts that are very similar to a Mutual Fund type investment.
Funds managed professionally whereby the managers invest in a wide variety of stocks, bonds and other equities to achieve returns.
Insurance that provides coverage to provide health care purchased for an individual or their family.
Health insurance purchased through a broker insured by an insurance company to provide coverage for the employees. Available for all sizes of companies.
A structure alternative for providing group health where the employer accepts part of the risk to fund the program.
Medical Supplement (Med Supp)
A policy to cover medical costs not covered by Medicare parts A & B.
Provides additional benefits to Medicare plans, currently no deductibles but higher co-pays than Medicare Supplement.